It's complicated . . .

I sure hope being retired isn't as complicated as retiring! My brain is hurting from all the decisions I'm having to make. Wah wah wah . . . I went to a financial advisor who suggested an option that had not even been on my radar, and now I am trying to see if I can get comfortable with it. Can I become more frugal? I don't think I live very extravagantly as it is, yet he was wondering where I spend all my money! I guess I eat it. If I could know for sure that I will be able to get a part-time job everything would be easier. I realize, of course, that I am very fortunate because I am retiring and not being laid off, so I feel rather selfish worrying about this, but it is a reality. What to do, what to do?